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New Year, New Goals

It’s the start of a new year, when we all resolve to eat better, get fitter, drink less and save more. Unfortunately, these resolutions are often short-lived.  Here are a few tips which may help with ensuring that you reach your goals in 2015!

• Set realistic goals.  It’s far better to set smaller, more achievable goals and feel like you are actually getting somewhere, rather than giving up because the end result is out of reach.

• Plan to succeed.  Write down your goals and put them somewhere prominent.  Check on them regularly to ensure that you are not slipping back into bad financial habits and enjoy the satisfaction of achieving your goals.

• Take the time to evaluate your personal and household expenses.  How long is it since you checked on your private health cover, or considered whether you could be getting a better deal on your home loan?  Do you know how much superannuation you have and how much you will need when you retire?

• Ask for help!  Elodus are experts in all areas of financial planning including budgeting and debt control.  Sometimes simple ‘tweaks’ to your household budget can make a huge difference to your quality of life, and in turn your stress levels!  Talk to us about how we can help you today.

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